normally in terms of a medicare situation you have a six-month enrollment period. in massachusetts where things were rolled out they had computer problems and they had a year for people to enroll. if that's the model, potentially you could have an extension of the enrollment period. >> of course if if you extend that, we begin to get into the problem that the young healthy haven't gotten involved in the marketplace and the exchanges. they're not paying premiums and, therefore, the sick vulnerable people with all these extra benefits are going to pay higher premiums. >> think of this. the idea is to get them signed up. think of all the things working against that now. staying on your parents plan until your 26. that takes a chunk of healthy people out of the potential buyer population for individual plans. worries about the security of the website if and when it finally gets up and running. there are all kinds of concerns about that expressed by responsible people. on top of that is the penalty if you decide not to buy a plan is light the first year. you add these t